Group Disability Insurance

Group Disability Insurance When the Unexpected Happens

Employer-sponsored disability insurance is an important component of a companys employee benefits package. For the majority of workers, the ability to earn a living is their most significant financial asset. Lengthy periods of disability can be financially devastating to workers and their families. Protection against that risk lies in disability income insurance, a product that can provide income to an employee should he or she become sick or injured and unable to work. It can protect workers and their families against financial catastrophe by helping them meet daily expenses.

Daniels Insurance Agency can provide your business with group disability coverage as part of our employee benefits offering.

Group disability insurance provides income replacement to enable employees who are disabled to pay bills, including mortgages and college expenses, and to maintain an accustomed standard of living. It replaces a percentage of pre-disability income if an employee is unable to work due to illness or injury for a specified period of time. Employers may offer short-term disability coverage, long-term disability coverage, or integrate both short- and long-term disability coverage.