The Home Town Student Checking account offered by Trustco Bank is designed to meet the needs of students with a straightforward banking solution. This account requires a minimal initial deposit of $50 and does not impose a monthly service fee or a minimum balance requirement. Account holders benefit from free access to over 55,000 ATMs worldwide and are provided with a complimentary debit card. Notably, this account does not offer check-writing capabilities, focusing instead on electronic and debit card transactions.
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